Taking Action When Your Basement Floods

Basements are notorious for flooding and you can't always predict what mother nature is going to do. Many homeowners will face a situation where their basement will flood at some point in time. When it does happen, it is important to know exactly what to do to avoid more costs. Many homeowner policies do not cover flooding unless you have opted for flood insurance. If you do not have flood insurance, you will likely be paying for the flooding out of pocket. The best way to combat this is to take action immediately to rectify the situation. Here are some ways to do this. 

Find the Source 

A flooded basement can occur from multiple things. Whether it is the sewage system backed up or a leak in your plumbing, it is important that you find the culprit right away. As soon as you figure out what is causing the flooding, you want to make sure you turn off the water. You also want to be careful not to use any appliances that require water. This means you and your family should try not to use the toilet, washing machine, or even sink during this time. It could end up causing more flooding and ultimately more damage in the long run. 

Call an Expert

A flooded basement can be a very dangerous area. You never want to walk through standing water as it could cause an electric shock. It is always advisable to call a licensed plumber who is experienced in handling water and flooding. If the flooding is due to a sewage backup, it could be filled with bacteria. Should you decide to walk through the water, you want to make sure you turn the electricity off and put on proper attire so you are not exposed to the bacteria. 

Call Your Insurance Company

Now that you have cut off the supply and called a plumber, you want to make sure you call your insurance company right away. They will want to access the situation to see if it is covered under your insurance policy. If you can do so safely, take plenty of pictures of the flooded area or videotape the area. The sooner you act, the more likely that your insurance company will cover the damage. You should also make a list of everything that is damaged. This will help when working with your insurance company. When the insurance adjuster comes out to check the scene, you want to provide them with all the information you have to help things go smoothly.

If you're looking for a plumber in your area, visit M&M Plumbing and Heating.


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